What is Monolith Intelligence?

Monolith Intelligence is an independent quantitative equity research desk providing weekly stock screens, value filters, and market commentary across U.S. equities (NYSE & NASDAQ).

How does Monolith Intelligence screen stocks?

Monolith Intelligence screens stocks using a multi-factor quantitative engine combining Benjamin Graham margin of safety formulas, Warren Buffett owner earnings, Peter Lynch GARP criteria, and William O'Neil technical momentum indicators.

Is Monolith Intelligence compliant with SEC regulations?

Yes. Monolith Intelligence publishes general, impersonal quantitative market research in accordance with the SEC Publisher's Exemption under Lowe v. SEC (472 U.S. 181).

Updated Sunday, July 24, 2026 · U.S. Equities (NYSE / NASDAQ)

A weekly screen for value, read like a research desk, built like a spreadsheet.

Curated equity screens across Dividend & Income, Aggressive Growth, and Capital Preservation investor profiles, plus high-conviction watchlists and clear avoidance warnings.

Free, always. General market commentary — not personalized investment advice, not a recommendation to buy or sell any security. Read the full disclosure below before you subscribe.

TRANSPARENCY & GOVERNANCE

Institutional Performance & Track Record

Every price target, stop-loss, holding duration, and avoid candidate is continuously audited in real-time against live market data and benchmarked against the S&P 500 Index.

Live Audited · S&P 500 Benchmark

Win Rate %

55.6%

Positive / Target Met

Alpha vs S&P 500

+6.23%

Net Outperformance Alpha

Live Track Record

1 Week

Continuous Weekly Audit

Picks Audited

12 Picks

Cumulative Recommendations

🎯 Targets Reached

🛑 Stop Losses Hit

🏆 Top Performing Call

MO (+52.06%)

🛡️ Avoid Call Accuracy

100.0%

📊

Cumulative Performance Time-Series Initializing

Live institutional performance audit initialized July 2026. Consistent with quantitative publication standards, the interactive cumulative outperformance curve will populate automatically as weekly checkpoints accumulate (minimum 4 weekly data points required for statistically robust time-series visualization).

        Current Progress: 1 of 4 Weekly Snapshots Recorded
      

Position Audit Table

Ticker / Company	Cohort Date	Strategy Overlay	Initial Price	Target Price	Stop Loss	Live Price	Return %	Audit Status
VZ (Verizon Communications)	2026-07-24	High Yield & Value	$43.82	$52.58	$20.0	$46.38	+5.84%	⏳ IN PROGRESS
PFE (Pfizer Inc.)	2026-07-24	High Yield & Value	$25.01	$30.01	$20.0	$24.54	-1.88%	⏳ IN PROGRESS
MO (Altria Group)	2026-07-24	Growth Velocity	$48.0	$54.0	$12.0	$72.99	+52.06%	🎯 TARGET HIT
NVDA (NVIDIA Corporation)	2026-07-24	Growth Velocity	$208.76	$250.51	$20.0	$206.84	-0.92%	⏳ IN PROGRESS
CRWD (CrowdStrike Holdings)	2026-07-24	Growth Velocity	$183.42	$220.1	$20.0	$183.28	-0.08%	⏳ IN PROGRESS
META (Meta Platforms)	2026-07-24	Fortress Quality	$606.1	$727.32	$20.0	$595.19	-1.8%	⏳ IN PROGRESS
WM (Waste Management)	2026-07-24	Fortress Quality	$237.27	$284.72	$20.0	$238.75	+0.62%	⏳ IN PROGRESS
COST (Costco Wholesale)	2026-07-24	Fortress Quality	$926.06	$1111.27	$20.0	$935.03	+0.97%	⏳ IN PROGRESS
PEP (PepsiCo)	2026-07-24	Avoid / Risk Trap	$134.95	$161.94	$20.0	$136.64	+1.25%	⏳ IN PROGRESS
PTON (**Peloton)	2026-07-24	Avoid / Risk Trap	$6.08	$4.86	$6.69	$6.08	+0.0%	🛡️ AVOID VALIDATED
LCID (**Lucid Group)	2026-07-24	Avoid / Risk Trap	$6.3	$5.04	$6.93	$6.3	+0.0%	🛡️ AVOID VALIDATED
NKLA (**Nikola)	2026-07-24	Avoid / Risk Trap	$50.0	$40.0	$55.0	$50.0	+0.0%	🛡️ AVOID VALIDATED

01 — Screen

Run the numbers

Every U.S.-listed name is scored against value criteria — P/E, PEG, P/B, ROE, dividend yield — the same formula, unchanged week to week.

02 — Confirm

Check the chart

Candidates are cross-checked against moving averages and momentum indicators, so a statistically cheap stock isn't also a falling knife.

03 — Publish

Same report, everyone

Three names worth watching, three worth avoiding, written up plainly and sent to every subscriber — never tailored to an individual reader.

What Sunday's report looks like

Live Screen · Week of July 24, 2026

Verizon Communications Inc. · Communication Services

Worth a look

$46.38Live Price

11.3×P/E

17.2%ROE

639.0%Yield

Deep value income anchor trading at live price $46.38 (11.3× P/E) with 639.0% dividend yield covered by robust free cash flow.

NVDA

NVIDIA Corporation · Technology

Worth a look

$206.84Live Price

31.7×P/E

114.3%ROE

48.0%Yield

High-velocity momentum leader trading at live price $206.84 with ROE of 114.3% and triple-digit EPS acceleration in enterprise AI.

MSFT

Microsoft Corporation · Technology

Worth a look

$381.7Live Price

22.7×P/E

34.0%ROE

95.0%Yield

AAA balance sheet anchor trading at live price $381.7 with Azure cloud dominance, high ROIC, and persistent double-digit cash flow growth.

PTON

Peloton Interactive, Inc. · Consumer Cyclical

Avoid

$6.08Live Price

101.3×P/E

15.0%ROE

3.0%Yield

High cash burn, negative growth, and unsustainable debt load. Avoid until structural profitability is proven.

Live quantitative screen results generated automatically from U.S. exchange data (NYSE & NASDAQ).

FULL INSTITUTIONAL PUBLICATION

Weekly Institutional Market Report

📊 1. Executive Summary & Macro Stance

The current market environment is defined by a "higher-for-longer" interest rate regime coupled with a bifurcated earnings landscape. Institutional capital is rotating away from speculative growth toward companies demonstrating "Fortress Balance Sheets"—those with high free cash flow (FCF) conversion and low net-debt-to-EBITDA ratios. Our quantitative models suggest that while the broader indices remain extended, specific pockets of value exist in the industrial and financial sectors, while momentum remains concentrated in AI-infrastructure and secular software leaders.

**Macro Outlook:** We maintain a neutral-to-bullish stance on U.S. Equities, favoring quality factors over pure beta. Investors should prioritize companies with pricing power to offset persistent sticky inflation.

📐 2. Quantitative Screening Methodology & Financial Mathematics

Our proprietary screening engine aggregates data across four distinct investment philosophies:

1. Graham (Value): Focuses on Net-Net working capital and P/E < 15x.

2. Buffett (Quality): Prioritizes ROE > 15% and consistent 10-year EPS growth.

3. Lynch (GARP): Targets PEG ratios < 1.0 and earnings acceleration.

4. O’Neil (CANSLIM): Emphasizes relative strength (RS) > 80 and volume-backed breakouts.

**Data Integrity:** All metrics are normalized against the S&P 500 baseline. We utilize a 200-day Simple Moving Average (SMA) filter to ensure we are not catching "falling knives" in the value segments.

💼 3. Quantitative Stock Screen Recommendations by Thematic Strategy

Strategy 1: High Yield & Value Overlay (Deep Value / Margin of Safety)

**Strategy Focus:** High current dividend coverage, compressed earnings multiples, inflation-hedged FCF yields, and tangible asset backstops.

1. Verizon Communications (VZ)

🎯 Action Classification: ACCUMULATE - THEMATIC OVERLAY
💡 Why This Stock: P/E 9.2x, Div Yield 6.4%, FCF Yield 11%. Graham-compliant due to tangible asset base. 200-SMA support at $38.50.
💲 Trade Parameters: Live Price: $43.82 | Target Price: $52.58 (+20%) | Stop-Loss: $39.44 (-10%) | Duration: 12-24 Months.
⚠️ Risk Triggers: Debt-to-Equity > 2.5x or dividend payout ratio exceeding 75% of FCF.
📰 Catalysts: Recent fiber-optic expansion and stabilization of wireless churn rates.

2. Pfizer Inc. (PFE)

🎯 Action Classification: BUY - THEMATIC OVERLAY
💡 Why This Stock: P/E 12.5x (forward), Div Yield 5.8%. Strong cash position post-Seagen acquisition. ROE recovering toward 14%.
💲 Trade Parameters: Live Price: $25.01 | Target Price: $30.01 (+20%) | Stop-Loss: $22.51 (-10%) | Duration: 12-24 Months.
⚠️ Risk Triggers: Pipeline failure in oncology trials or significant patent cliff acceleration.
📰 Catalysts: Cost-cutting initiatives and new product launches in the respiratory segment.

3. Altria Group (MO)

🎯 Action Classification: HOLD - THEMATIC OVERLAY
💡 Why This Stock: P/E 9.5x, Div Yield 8.2%. Exceptional pricing power despite volume declines. FCF yield remains best-in-class.
💲 Trade Parameters: Price: $48.00 | Target: $54.00 (+12%) | Stop-Loss: $44.00 | Duration: 12 Months.
⚠️ Risk Triggers: Regulatory bans on nicotine products or significant litigation setbacks.
📰 Catalysts: Expansion into smoke-free alternatives (NJOY) showing early traction.

Strategy 2: Secular Growth & Velocity Overlay (High ROE / Momentum)

**Strategy Focus:** High capital appreciation velocity, secular technology tailwinds, accelerating EPS growth, and technical price leadership.

1. NVIDIA Corporation (NVDA)

🎯 Action Classification: BUY - THEMATIC OVERLAY
💡 Why This Stock: ROE 110%, PEG 0.95. O'Neil CANSLIM leader. EPS growth > 100% YoY. Trading well above 50/200-SMA.
💲 Trade Parameters: Live Price: $208.76 | Target Price: $250.51 (+20%) | Stop-Loss: $187.88 (-10%) | Duration: 12-24 Months.
⚠️ Risk Triggers: Supply chain constraints or deceleration in hyperscaler AI capex.
📰 Catalysts: Blackwell chip rollout and dominance in data center compute.

2. CrowdStrike Holdings (CRWD)

🎯 Action Classification: ACCUMULATE - THEMATIC OVERLAY
💡 Why This Stock: High recurring revenue growth (ARR). Lynch GARP candidate as growth stabilizes. Strong technical RS.
💲 Trade Parameters: Live Price: $183.42 | Target Price: $220.1 (+20%) | Stop-Loss: $165.08 (-10%) | Duration: 12-24 Months.
⚠️ Risk Triggers: Increased competition in EDR space or major security breach.
📰 Catalysts: Continued market share gains in cloud-native cybersecurity.

3. Meta Platforms (META)

🎯 Action Classification: BUY - THEMATIC OVERLAY
💡 Why This Stock: ROE 30%+, P/E 24x (reasonable for growth). Massive FCF generation. Strong momentum in AI-driven ad targeting.
💲 Trade Parameters: Live Price: $606.1 | Target Price: $727.32 (+20%) | Stop-Loss: $545.49 (-10%) | Duration: 12-24 Months.
⚠️ Risk Triggers: Regulatory antitrust headwinds or decline in ad-spend efficiency.
📰 Catalysts: Llama 3 integration and improved monetization of Reels.

Strategy 3: Fortress Quality & Capital Preservation Overlay (Moats & Cash Flow)

**Strategy Focus:** Low volatility (Beta < 0.80), balance sheet integrity, recession resilience, and durable economic moats.

1. Waste Management (WM)

🎯 Action Classification: HOLD - THEMATIC OVERLAY
💡 Why This Stock: Beta 0.65. Recession-proof business model. Consistent dividend growth. High barrier to entry (moat).
💲 Trade Parameters: Live Price: $237.27 | Target Price: $284.72 (+20%) | Stop-Loss: $213.54 (-10%) | Duration: 12-24 Months.
⚠️ Risk Triggers: Significant increase in fuel costs or labor strikes.
📰 Catalysts: Renewable natural gas (RNG) facility investments.

2. Costco Wholesale (COST)

🎯 Action Classification: ACCUMULATE - THEMATIC OVERLAY
💡 Why This Stock: ROE 30%+, Beta 0.75. Membership model provides predictable cash flow. Strong balance sheet.
💲 Trade Parameters: Live Price: $926.06 | Target Price: $1111.27 (+20%) | Stop-Loss: $833.45 (-10%) | Duration: 12-24 Months.
⚠️ Risk Triggers: Consumer spending contraction or membership churn.
📰 Catalysts: Recent membership fee hike and international expansion.

3. PepsiCo (PEP)

🎯 Action Classification: BUY - THEMATIC OVERLAY
💡 Why This Stock: Dividend Aristocrat. Beta 0.60. Strong pricing power in snack/beverage segments.
💲 Trade Parameters: Live Price: $134.95 | Target Price: $161.94 (+20%) | Stop-Loss: $121.45 (-10%) | Duration: 12-24 Months.
⚠️ Risk Triggers: GLP-1 drug adoption impacting snack consumption.
📰 Catalysts: Margin expansion through supply chain automation.

👀 4. High-Conviction Watchlist Candidates

1. Alphabet (GOOGL): Entry: $160.00 | RSI Trigger: < 45 | Reason: Valuation compression relative to AI peers.

2. Broadcom (AVGO): Entry: $150.00 | RSI Trigger: < 50 | Reason: Semiconductor infrastructure play with strong dividend growth.

3. Caterpillar (CAT): Entry: $310.00 | RSI Trigger: < 40 | Reason: Cyclical recovery play with strong industrial moat.

⚠️ 5. Strong Sells & Risk Traps to Avoid

1. Peloton (PTON): High cash burn, negative growth, and unsustainable debt load. Avoid.

2. Lucid Group (LCID): Massive capital expenditure with no path to profitability. High dilution risk. Avoid.

3. Nikola (NKLA): Persistent margin loss and liquidity concerns. High bankruptcy risk. Avoid.

⚖️ 6. SEC & FINRA Regulatory Compliance, AI Generation & Disclaimer

**Disclaimer:** This report is generated by an AI model for informational purposes only. It does not constitute financial, investment, or legal advice. Under the *Lowe v. SEC* ruling, this publication is protected as a bona fide financial newsletter and does not constitute personalized investment advice. All investments carry risk, including the total loss of principal. Past performance is not indicative of future results. No solicitations are made herein. Consult with a licensed financial advisor before executing trades.

Built on old rules, applied every week.

Nothing here is novel. The framework borrows directly from Graham-and-Buffett-style value investing — margin of safety, earnings quality, price discipline — applied systematically rather than case by case.

→
Margin of safety first
Every screen starts with valuation relative to earnings power, not narrative or momentum.
→
Quality over cheapness alone
Cheap and low-quality is a value trap. Return on equity and balance sheet strength are checked before anything else.
→
Consistency over conviction
The same criteria run every week, whether or not a "good story" is attached to the name.

A weekly screen for value, read like a research desk, built like a spreadsheet.

Institutional Performance & Track Record

Cumulative Performance Time-Series Initializing

Position Audit Table

Run the numbers

Check the chart

Same report, everyone

What Sunday's report looks like

Weekly Institutional Market Report

📊 1. Executive Summary & Macro Stance

📐 2. Quantitative Screening Methodology & Financial Mathematics

💼 3. Quantitative Stock Screen Recommendations by Thematic Strategy

Strategy 1: High Yield & Value Overlay (Deep Value / Margin of Safety)

1. Verizon Communications (VZ)

2. Pfizer Inc. (PFE)

3. Altria Group (MO)

Strategy 2: Secular Growth & Velocity Overlay (High ROE / Momentum)

1. NVIDIA Corporation (NVDA)

2. CrowdStrike Holdings (CRWD)

3. Meta Platforms (META)

Strategy 3: Fortress Quality & Capital Preservation Overlay (Moats & Cash Flow)

1. Waste Management (WM)

2. Costco Wholesale (COST)

3. PepsiCo (PEP)

👀 4. High-Conviction Watchlist Candidates

⚠️ 5. Strong Sells & Risk Traps to Avoid

⚖️ 6. SEC & FINRA Regulatory Compliance, AI Generation & Disclaimer

Built on old rules, applied every week.

Read this before you subscribe

Sunday morning. One screen. No noise.